Credit decision and rationing rules a study of informal lenders in the Philippines

This paper investigated the rationing rules being used by informal lenders in dealing with micro-entrepreneurs. The two-stage model of borrowing was tested using a sample of 108 entrepreneurs from the public market of Los Baños, Laguna. The results showed that those who are less educated, married, a...

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Bibliographic Details
Published in:Philippine Management Review Vol. 13 (2006), 117-126
Main Author: Zapata, Normito R. Jr
Format: Article
Language:English
Published: 2006