Gutierrez, C. N. C., & Daway-Ducanes, S. L. S. From cash to cache: Understanding the determinants of digital payment instrument use among Filipinos.
Chicago Style (17th ed.) CitationGutierrez, Catherine Nicole C., and Sarah Lynne S. Daway-Ducanes. From Cash to Cache: Understanding the Determinants of Digital Payment Instrument Use Among Filipinos.
MLA (9th ed.) CitationGutierrez, Catherine Nicole C., and Sarah Lynne S. Daway-Ducanes. From Cash to Cache: Understanding the Determinants of Digital Payment Instrument Use Among Filipinos.
Warning: These citations may not always be 100% accurate.