APA (7 वां संस्करण) प्रशस्ति पत्र

Gloria, R. D. S., Lim, A. L. B., & Capuno, J. J. (2019). Time to take a risk: Effect of risk aversion and time preference on decision to borrow and creditor choice. School of Economics, University of the Philippines Diliman.

शिकागो शैली (17वां संस्करण) प्रशस्ति पत्र

Gloria, Rella Denisse S., Athalia Liesel B. Lim, और Joseph J. Capuno. Time to Take a Risk: Effect of Risk Aversion and Time Preference on Decision to Borrow and Creditor Choice. Quezon City: School of Economics, University of the Philippines Diliman, 2019.

एमएलए (9वां संस्करण) प्रशस्ति पत्र

Gloria, Rella Denisse S., et al. Time to Take a Risk: Effect of Risk Aversion and Time Preference on Decision to Borrow and Creditor Choice. School of Economics, University of the Philippines Diliman, 2019.

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