APA (7 वां संस्करण) प्रशस्ति पत्र

Los Baños, J. Banking industry structure and economic activities: A regional approach for the Philippines. Philippine Management Review.

शिकागो शैली (17वां संस्करण) प्रशस्ति पत्र

Los Baños, Jessica. "Banking Industry Structure and Economic Activities: A Regional Approach for the Philippines." Philippine Management Review .

एमएलए (9वां संस्करण) प्रशस्ति पत्र

Los Baños, Jessica. "Banking Industry Structure and Economic Activities: A Regional Approach for the Philippines." Philippine Management Review, .