APA-viite (7. p.)

Timbang, M. O., & Daway, S. L. S. Determinants of access to finance: Firm characteristics, institutional environment and informal payments.

Chicago-viite (17. p.)

Timbang, Michael O., ja Sarah Lynne S. Daway. Determinants of Access to Finance: Firm Characteristics, Institutional Environment and Informal Payments.

MLA-viite (9. p.)

Timbang, Michael O., ja Sarah Lynne S. Daway. Determinants of Access to Finance: Firm Characteristics, Institutional Environment and Informal Payments.

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