Cita APA (7th ed.)

Gitman, L. J., & Joehnk, M. D. (2005). Personal financial planning (10th ed.). Dryden Press.

Cita Chicago (17th ed.)

Gitman, Lawrence J., i Michael D. Joehnk. Personal Financial Planning. 10th ed. Chicago: Dryden Press, 2005.

Cita MLA (9th ed.)

Gitman, Lawrence J., i Michael D. Joehnk. Personal Financial Planning. 10th ed. Dryden Press, 2005.