APA (7th ed.) Citation

Baquilod, M. C. M., Crisanto, C. M. C., & Pajaron, M. C. The effects of social insurance programs on household savings across income groups in the Philippines.

Chicago Style (17th ed.) Citation

Baquilod, Ma. Carmel M., Celina Marie C. Crisanto, and Marjorie C. Pajaron. The Effects of Social Insurance Programs on Household Savings Across Income Groups in the Philippines.

MLA (9th ed.) Citation

Baquilod, Ma. Carmel M., et al. The Effects of Social Insurance Programs on Household Savings Across Income Groups in the Philippines.

Warning: These citations may not always be 100% accurate.