00000ctm a22000003i 4500 UP-99796217611709350 Buklod 20150810154403.0 a r |||| u| ta 150810s2015 xx d r |||| u| (iLib)UPD-00247607433 DCHE rda eng LG 993.5 2015 H65 M35 Manuzon, Monica Dianesse C. author Income allocation, financial problems, and coping strategies of UP jeepney drivers Monica Dianesse C. Manuzon ; Aurora S. Llige, adviser. Quezon City College of Home Economics, University of the Philippines Diliman 2015. ix, 56 leaves + 1 CD ROM (4 ¾ in.) 28 cm. text rdacontent unmediated rdamedia volume rdacarrier Thesis Classification: F Thesis (B.S. Home Economics Education)--University of the Philippines Diliman 31 July 2015. This is a descriptive study that looked into the financial situation of UP jeepney drivers. Specifically, it aimed to describe their income allocation, identify their financial problems, and describe their coping strategies in relation to their unstable income. The 62 UP jeepney drivers who were the respondents of the study were selected using purposive sampling. Data collection was done through survey and interview, while content analysis and descriptive statistics were used for data analysis. Results show that the jeepney drivers prioritize food, shelter, and utilities in allocating their income. For all respondents, debt followed the above-mentioned basic needs. In addition, savings was ranked lower than debt. The number one financial problem of UP jeepney drivers identified in the study was debt. This was followed by having insufficient money to pay for household needs, having small amount of savings, and not being able to meet the required vehicle rental fee. Borrowing money was the top coping strategy of the UP jeepney drivers. This was followed by using savings, receiving assistance from a working family member, and doing part-time job. Their low and unstable income is usually insufficient in covering the needs of the family. Hence, they borrow money from informal channels to make ends meet. They end up having no money to pay for their debts, so they incur even more debt to pay for the money they owed, as well as their other household needs. Overall, they have high level of debt and low level of savings. Jeepney drivers Philippines. Llige, Aurora S. adviser. FI UP UPD DCHE LG 993.5 2015 H65 M35 Thesis