APA aipamena

Beck, T., Demirguc-Kunt, A., & Peria, M. S. M. (2006). Banking services for everyone?: Barriers to bank access and use around the world. World Bank.

Chicago Style aipamena

Beck, Thorsten, Asli Demirguc-Kunt, and Maria Soledad Martinez Peria. Banking Services for Everyone?: Barriers to Bank Access and Use Around the World. Washington, D.C: World Bank, 2006.

MLA aipamena

Beck, Thorsten, et al. Banking Services for Everyone?: Barriers to Bank Access and Use Around the World. World Bank, 2006.