Cita APA (7th ed.)

Lusardi, A., Skinner, J., & Venti, S. (2001). Saving puzzles and saving policies in the United States. National Bureau of Economic Research.

Cita Chicago (17th ed.)

Lusardi, Annamaria, Jonathan Skinner, i Steven Venti. Saving Puzzles and Saving Policies in the United States. Cambridge: National Bureau of Economic Research, 2001.

Cita MLA (9th ed.)

Lusardi, Annamaria, et al. Saving Puzzles and Saving Policies in the United States. National Bureau of Economic Research, 2001.