Valcarcel, L. J. Predicting bank loan defaults: Statistical versus bank loan officers' evaluation. Philippine Management Review.
Chicago Style (17th ed.) CitationValcarcel, Lina J. "Predicting Bank Loan Defaults: Statistical Versus Bank Loan Officers' Evaluation." Philippine Management Review .
MLA (9th ed.) CitationValcarcel, Lina J. "Predicting Bank Loan Defaults: Statistical Versus Bank Loan Officers' Evaluation." Philippine Management Review, .
Warning: These citations may not always be 100% accurate.