Bhat, V. (1989). Financial innovation and credit market development. Office of the Vice President, Development Economics, World Bank.
शिकागो शैली (17वां संस्करण) प्रशस्ति पत्रBhat, V.V. Financial Innovation and Credit Market Development. [Washington, D.C.]: Office of the Vice President, Development Economics, World Bank, 1989.
एमएलए (9वां संस्करण) प्रशस्ति पत्रBhat, V.V. Financial Innovation and Credit Market Development. Office of the Vice President, Development Economics, World Bank, 1989.
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