APA-referens (7:e uppl.)

Beck, T., & Hesse, H. (2006). Bank efficiency, ownership and market structure: Why are interest spreads so high in Uganda? World Bank.

Chicago-referens (17:e uppl.)

Beck, Thorsten, och Heiko Hesse. Bank Efficiency, Ownership and Market Structure: Why Are Interest Spreads so High in Uganda? Washington, D.C: World Bank, 2006.

MLA-referens (9:e uppl.)

Beck, Thorsten, och Heiko Hesse. Bank Efficiency, Ownership and Market Structure: Why Are Interest Spreads so High in Uganda? World Bank, 2006.

Varning: dessa hänvisningar är inte alltid fullständigt riktiga.