APA način citiranja (7. izdanje)

de la Cruz, J., & Stephanou, C. (2006). Financial system structure in Colombia: A proposal for a reform agenda. World Bank.

Čikaški stil citiranja (17. izdanje)

de la Cruz, Javier, i Constantinos Stephanou. Financial System Structure in Colombia: A Proposal for a Reform Agenda. Washington, D.C: World Bank, 2006.

MLA način citiranja (9. izdanje)

de la Cruz, Javier, i Constantinos Stephanou. Financial System Structure in Colombia: A Proposal for a Reform Agenda. World Bank, 2006.