APA (7 वां संस्करण) प्रशस्ति पत्र

de la Cruz, J., & Stephanou, C. (2006). Financial system structure in Colombia: A proposal for a reform agenda. World Bank.

शिकागो शैली (17वां संस्करण) प्रशस्ति पत्र

de la Cruz, Javier, और Constantinos Stephanou. Financial System Structure in Colombia: A Proposal for a Reform Agenda. Washington, D.C: World Bank, 2006.

एमएलए (9वां संस्करण) प्रशस्ति पत्र

de la Cruz, Javier, और Constantinos Stephanou. Financial System Structure in Colombia: A Proposal for a Reform Agenda. World Bank, 2006.