APA (7th ed.) Citation

De Guzman, M. M. C. D., & Villapando, A. M. D. The impact of social security on personal saving in the Philippines.

Chicago Style (17th ed.) Citation

De Guzman, Ma. Martha Cecilia D., and Ann Margaret D. Villapando. The Impact of Social Security on Personal Saving in the Philippines.

MLA (9th ed.) Citation

De Guzman, Ma. Martha Cecilia D., and Ann Margaret D. Villapando. The Impact of Social Security on Personal Saving in the Philippines.

Warning: These citations may not always be 100% accurate.