APA (7th ed.) Citation

Villafuerte, N. F. (2011). What credit cardholders should know about interests and penalties on credit card transactions. Apples of Gold Publishing.

Chicago Style (17th ed.) Citation

Villafuerte, Nelly Favis. What Credit Cardholders Should Know About Interests and Penalties on Credit Card Transactions. Palanan, Makati City: Apples of Gold Publishing, 2011.

MLA (9th ed.) Citation

Villafuerte, Nelly Favis. What Credit Cardholders Should Know About Interests and Penalties on Credit Card Transactions. Apples of Gold Publishing, 2011.