Beck, T., Peria, M. S. M., & Dermirguc-Kunt, A. (2005). Reaching out: Access to and use of banking services across countries. World Bank.
Lua i Stíl Chicago (17ú heag.)Beck, Thorsten, Maria Soledad Martinez Peria, agus Asli Dermirguc-Kunt. Reaching Out: Access to and Use of Banking Services Across Countries. Washington, D.C: World Bank, 2005.
Lua MLA (9ú heag.)Beck, Thorsten, et al. Reaching Out: Access to and Use of Banking Services Across Countries. World Bank, 2005.
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