Cita APA (7th ed.)

Fernando, N. A. (2007). Low-income households access to financial services: International experience, measures for improvement, and the future. Asian Development Bank.

Cita Chicago (17th ed.)

Fernando, Nimal A. Low-income Households Access to Financial Services: International Experience, Measures for Improvement, and the Future. Mandaluyong City: Asian Development Bank, 2007.

Cita MLA (9th ed.)

Fernando, Nimal A. Low-income Households Access to Financial Services: International Experience, Measures for Improvement, and the Future. Asian Development Bank, 2007.