APA-viite (7. p.)

Penney, N., & Baker, D. I. (1982). The law of electronic fund transfer systems: 1982 supplement. Warren, Gorham & Lamont.

Chicago-viite (17. p.)

Penney, Norman, ja Donald I. Baker. The Law of Electronic Fund Transfer Systems: 1982 Supplement. Boston: Warren, Gorham & Lamont, 1982.

MLA-viite (9. p.)

Penney, Norman, ja Donald I. Baker. The Law of Electronic Fund Transfer Systems: 1982 Supplement. Warren, Gorham & Lamont, 1982.