Baker, D. I., Brandel, R. E., & Penney, N. (1988). The law of electronic fund transfer systems (2nd ed.). Warren, Gorham & Lamont.
Čikaški stil citiranja (17. izdanje)Baker, Donald I., Roland E. Brandel, i Norman Penney. The Law of Electronic Fund Transfer Systems. 2nd ed. Boston: Warren, Gorham & Lamont, 1988.
MLA način citiranja (9. izdanje)Baker, Donald I., et al. The Law of Electronic Fund Transfer Systems. 2nd ed. Warren, Gorham & Lamont, 1988.
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