Fernando, N. A. (2006). Understanding and dealing with high interest rates on microcredit: A note to policy makers in the Asia and Pacific Region. East Asia Dept., Asian Development Bank.
Čikaški stil citiranja (17. izdanje)Fernando, Nimal A. Understanding and Dealing with High Interest Rates on Microcredit: A Note to Policy Makers in the Asia and Pacific Region. [Mandaluyong City]: East Asia Dept., Asian Development Bank, 2006.
MLA način citiranja (9. izdanje)Fernando, Nimal A. Understanding and Dealing with High Interest Rates on Microcredit: A Note to Policy Makers in the Asia and Pacific Region. East Asia Dept., Asian Development Bank, 2006.
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