APA-viite (7. p.)

Nickles, S. H., Dolan, J. F., & Matheson, J. H. (1987). Materials for understanding credit and payment systems. West Pub. Co.

Chicago-viite (17. p.)

Nickles, Steve H., John F. Dolan, ja John H. Matheson. Materials for Understanding Credit and Payment Systems. St. Paul, Minn: West Pub. Co, 1987.

MLA-viite (9. p.)

Nickles, Steve H., et al. Materials for Understanding Credit and Payment Systems. West Pub. Co, 1987.