APA-referens (7:e uppl.)

Ashraf, N., Karlan, D. S., & Yin, W. (2003). Testing savings product innovations using an experimental methodology. Asian Development Bank.

Chicago-referens (17:e uppl.)

Ashraf, Nava, Dean S. Karlan, och Wesley Yin. Testing Savings Product Innovations Using an Experimental Methodology. Manila: Asian Development Bank, 2003.

MLA-referens (9:e uppl.)

Ashraf, Nava, et al. Testing Savings Product Innovations Using an Experimental Methodology. Asian Development Bank, 2003.