APA (7th ed.) Citation

Richards, R. M., Cooper, S. K., & Fraser, D. R. (1984). Personal finance. Scott, Foresman.

Chicago Style (17th ed.) Citation

Richards, R. Malcolm, S. Kerry Cooper, and Donald R. Fraser. Personal Finance. Glenview, Ill: Scott, Foresman, 1984.

MLA (9th ed.) Citation

Richards, R. Malcolm, et al. Personal Finance. Scott, Foresman, 1984.