Cita APA (7th ed.)

(1985). Financial factors and small and medium enterprise improvement in the Philippines. Institute for Small Scale Industries, University of the Philippines.

Cita Chicago (17th ed.)

Financial Factors and Small and Medium Enterprise Improvement in the Philippines. Quezon City: Institute for Small Scale Industries, University of the Philippines, 1985.

Cita MLA (9th ed.)

Financial Factors and Small and Medium Enterprise Improvement in the Philippines. Institute for Small Scale Industries, University of the Philippines, 1985.