APA-viite (7. p.)

James, W. E. (1982). Credit rationing, rural savings and financial policy in developing countries. Asian Development Bank.

Chicago-viite (17. p.)

James, William E. Credit Rationing, Rural Savings and Financial Policy in Developing Countries. Manila: Asian Development Bank, 1982.

MLA-viite (9. p.)

James, William E. Credit Rationing, Rural Savings and Financial Policy in Developing Countries. Asian Development Bank, 1982.