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Lua i Stíl Chicago (17ú heag.)Pasadilla, Gloria O., agus Melanie S. Milo. Effect of Liberalization on Banking Competition. Makati City: Philippine Institute for Development Studies, 2005.
Lua MLA (9ú heag.)Pasadilla, Gloria O., agus Melanie S. Milo. Effect of Liberalization on Banking Competition. Philippine Institute for Development Studies, 2005.
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