Gustman, A. L., & Steinmeier, T. L. (1998). Effects of pensions on savings. National Bureau of Economic Research.
Čikaški stil citiranja (17. izdanje)Gustman, Alan L., i Thomas L. Steinmeier. Effects of Pensions on Savings. Cambridge: National Bureau of Economic Research, 1998.
MLA način citiranja (9. izdanje)Gustman, Alan L., i Thomas L. Steinmeier. Effects of Pensions on Savings. National Bureau of Economic Research, 1998.
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