APA (7 वां संस्करण) प्रशस्ति पत्र

Gustman, A. L., & Steinmeier, T. L. (1998). Effects of pensions on savings. National Bureau of Economic Research.

शिकागो शैली (17वां संस्करण) प्रशस्ति पत्र

Gustman, Alan L., और Thomas L. Steinmeier. Effects of Pensions on Savings. Cambridge: National Bureau of Economic Research, 1998.

एमएलए (9वां संस्करण) प्रशस्ति पत्र

Gustman, Alan L., और Thomas L. Steinmeier. Effects of Pensions on Savings. National Bureau of Economic Research, 1998.