Gustman, A. L., & Steinmeier, T. L. (1998). Effects of pensions on savings. National Bureau of Economic Research.
Lua i Stíl Chicago (17ú heag.)Gustman, Alan L., agus Thomas L. Steinmeier. Effects of Pensions on Savings. Cambridge: National Bureau of Economic Research, 1998.
Lua MLA (9ú heag.)Gustman, Alan L., agus Thomas L. Steinmeier. Effects of Pensions on Savings. National Bureau of Economic Research, 1998.
Rabhadh: Seans nach mbeach na luanna seo go hiomlán cruinn i ngach uile chás.