Dyfyniad APA

Gustman, A. L., & Steinmeier, T. L. (1998). Effects of pensions on savings. National Bureau of Economic Research.

Dyfyniad Arddull Chicago

Gustman, Alan L., and Thomas L. Steinmeier. Effects of Pensions on Savings. Cambridge: National Bureau of Economic Research, 1998.

Dyfyniad MLA

Gustman, Alan L., and Thomas L. Steinmeier. Effects of Pensions on Savings. National Bureau of Economic Research, 1998.

Rhybudd: Mae'n bosib nad yw'r dyfyniadau hyn bob amser yn 100% cywir.