Fernandez, R. (1998). Education and borrowing constraints: Tests vs prices. National Bureau of Economic Research.
Chicago-viite (17. p.)Fernandez, Raquel. Education and Borrowing Constraints: Tests Vs Prices. Cambridge: National Bureau of Economic Research, 1998.
MLA-viite (9. p.)Fernandez, Raquel. Education and Borrowing Constraints: Tests Vs Prices. National Bureau of Economic Research, 1998.
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