APA (7. basım) Alıntı

Bernheim, B. D., Skinner, J., & Weinberg, S. (1997). What accounts for the variation in retirement wealth among U.S. households. National Bureau of Economic Research.

Chicago Style (17. basım) Atıf

Bernheim, B. Douglas, Jonathan Skinner, ve Steven Weinberg. What Accounts for the Variation in Retirement Wealth Among U.S. Households. Cambridge: National Bureau of Economic Research, 1997.

MLA (9th ed.) Atıf

Bernheim, B. Douglas, et al. What Accounts for the Variation in Retirement Wealth Among U.S. Households. National Bureau of Economic Research, 1997.