APA (7th ed.) Citation

Bernheim, B. D., Skinner, J., & Weinberg, S. (1997). What accounts for the variation in retirement wealth among U.S. households. National Bureau of Economic Research.

Chicago Style (17th ed.) Citation

Bernheim, B. Douglas, Jonathan Skinner, and Steven Weinberg. What Accounts for the Variation in Retirement Wealth Among U.S. Households. Cambridge: National Bureau of Economic Research, 1997.

MLA (9th ed.) Citation

Bernheim, B. Douglas, et al. What Accounts for the Variation in Retirement Wealth Among U.S. Households. National Bureau of Economic Research, 1997.