APA (7th ed.) Citation

Philipson, T., & Zanjani, G. (1997). Consumption vs. production of insurance. National Bureau of Economic Research.

Chicago Style (17th ed.) Citation

Philipson, Tomas, and George Zanjani. Consumption Vs. Production of Insurance. Cambridge: National Bureau of Economic Research, 1997.

MLA (9th ed.) Citation

Philipson, Tomas, and George Zanjani. Consumption Vs. Production of Insurance. National Bureau of Economic Research, 1997.