APA-viite (7. p.)

Udell, G. F., Bakker, M., & Klapper, L. (2004). Financing small and medium-size enterprises with factoring: Global growth and its potential in Eastern Europe. World Bank.

Chicago-viite (17. p.)

Udell, Gregory F., Marie-Renaee Bakker, ja Leora Klapper. Financing Small and Medium-size Enterprises with Factoring: Global Growth and Its Potential in Eastern Europe. Washington, D.C: World Bank, 2004.

MLA-viite (9. p.)

Udell, Gregory F., et al. Financing Small and Medium-size Enterprises with Factoring: Global Growth and Its Potential in Eastern Europe. World Bank, 2004.

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