Παραπομπή σε μορφή APA (7η εκδ.)

Udell, G. F., Bakker, M., & Klapper, L. (2004). Financing small and medium-size enterprises with factoring: Global growth and its potential in Eastern Europe. World Bank.

Παραπομπή σε μορφή Chicago (17η εκδ.)

Udell, Gregory F., Marie-Renaee Bakker, και Leora Klapper. Financing Small and Medium-size Enterprises with Factoring: Global Growth and Its Potential in Eastern Europe. Washington, D.C: World Bank, 2004.

Παραπομπή σε μορφή MLA (9th εκδ.)

Udell, Gregory F., et al. Financing Small and Medium-size Enterprises with Factoring: Global Growth and Its Potential in Eastern Europe. World Bank, 2004.