Hubbard, R. G., & Skinner, J. S. (1996). Assessing the effectiveness of saving incentives. National Bureau of Economic Research.
Chicago Style (17. basım) AtıfHubbard, R Glenn, ve Jonathan S. Skinner. Assessing the Effectiveness of Saving Incentives. Cambridge: National Bureau of Economic Research, 1996.
MLA (9th ed.) AtıfHubbard, R Glenn, ve Jonathan S. Skinner. Assessing the Effectiveness of Saving Incentives. National Bureau of Economic Research, 1996.
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