Bayer, P. J., Bernheim, B. D., & Scholz, J. K. (1996). The effects of financial education in the workplace: Evidence from a survey of employers. National Bureau of Economic Research.
Цитирование в стиле Чикаго (17-е изд.)Bayer, Patrick J., B Douglas Bernheim, и John Karl Scholz. The Effects of Financial Education in the Workplace: Evidence from a Survey of Employers. Cambridge: National Bureau of Economic Research, 1996.
Цитирование MLA (9-е изд.)Bayer, Patrick J., et al. The Effects of Financial Education in the Workplace: Evidence from a Survey of Employers. National Bureau of Economic Research, 1996.
Предупреждение: эти цитированмия не могут быть всегда правильны на 100%.