Cita APA (7th ed.)

Baker, L. C. (1995). The effects of HMOs on conventional insurance premius: Theory and evidence. National Bureau of Economic Research.

Cita Chicago (17th ed.)

Baker, Laurence C. The Effects of HMOs on Conventional Insurance Premius: Theory and Evidence. Cambridge: National Bureau of Economic Research, 1995.

Cita MLA (9th ed.)

Baker, Laurence C. The Effects of HMOs on Conventional Insurance Premius: Theory and Evidence. National Bureau of Economic Research, 1995.