APA način citiranja (7. izdanje)

Beck, T., Demirgeunc-Kunt, A., & Maksimoviac, V. (2003). Bank competition, financing obstacles, and access to credit. Finance, Development Research Group, World Bank.

Čikaški stil citiranja (17. izdanje)

Beck, Thorsten, Asli Demirgeunc-Kunt, i Vojislav Maksimoviac. Bank Competition, Financing Obstacles, and Access to Credit. Washington, D.C: Finance, Development Research Group, World Bank, 2003.

MLA način citiranja (9. izdanje)

Beck, Thorsten, et al. Bank Competition, Financing Obstacles, and Access to Credit. Finance, Development Research Group, World Bank, 2003.