Beck, T., Demirgeunc-Kunt, A., & Maksimoviac, V. (2003). Bank competition, financing obstacles, and access to credit. Finance, Development Research Group, World Bank.
Lua i Stíl Chicago (17ú heag.)Beck, Thorsten, Asli Demirgeunc-Kunt, agus Vojislav Maksimoviac. Bank Competition, Financing Obstacles, and Access to Credit. Washington, D.C: Finance, Development Research Group, World Bank, 2003.
Lua MLA (9ú heag.)Beck, Thorsten, et al. Bank Competition, Financing Obstacles, and Access to Credit. Finance, Development Research Group, World Bank, 2003.
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