Cita APA (7a ed.)

Beck, T., Demirgeunc-Kunt, A., & Maksimoviac, V. (2003). Bank competition, financing obstacles, and access to credit. Finance, Development Research Group, World Bank.

Cita Chicago Style (17a ed.)

Beck, Thorsten, Asli Demirgeunc-Kunt, y Vojislav Maksimoviac. Bank Competition, Financing Obstacles, and Access to Credit. Washington, D.C: Finance, Development Research Group, World Bank, 2003.

Cita MLA (9a ed.)

Beck, Thorsten, et al. Bank Competition, Financing Obstacles, and Access to Credit. Finance, Development Research Group, World Bank, 2003.