APA (7th ed.) Citation

Gutierrez, J. H. C., & Tamayo, R. A. M. How minimum capital requirements affect bank behavior and its implications on the Philippine banking industry.

Chicago Style (17th ed.) Citation

Gutierrez, Johann Henry C., and Richard Antonio M. Tamayo. How Minimum Capital Requirements Affect Bank Behavior and Its Implications on the Philippine Banking Industry.

MLA (9th ed.) Citation

Gutierrez, Johann Henry C., and Richard Antonio M. Tamayo. How Minimum Capital Requirements Affect Bank Behavior and Its Implications on the Philippine Banking Industry.

Warning: These citations may not always be 100% accurate.