Asia Pacific Rural and Agricultural Credit Association & Llanto, G. M. (1996). Asian experiences on collateral substitutes: Breaking barriers to formal credit. International Labour Organization.
Chicago Style (17th ed.) CitationAsia Pacific Rural and Agricultural Credit Association and Gilberto M. Llanto. Asian Experiences on Collateral Substitutes: Breaking Barriers to Formal Credit. Manila: International Labour Organization, 1996.
MLA (9th ed.) CitationAsia Pacific Rural and Agricultural Credit Association and Gilberto M. Llanto. Asian Experiences on Collateral Substitutes: Breaking Barriers to Formal Credit. International Labour Organization, 1996.
Warning: These citations may not always be 100% accurate.