APA način citiranja (7. izdanje)

Bailey, C., Queisser, M., & Woodall, J. A. C. (1997). Reforming pensions in Zambia: An analysis of existing schemes and options for reform. Financial Sector Development Dept.

Čikaški stil citiranja (17. izdanje)

Bailey, Clive, Monika Queisser, i John Actuarial Consultant Woodall. Reforming Pensions in Zambia: An Analysis of Existing Schemes and Options for Reform. Washington, DC: Financial Sector Development Dept, 1997.

MLA način citiranja (9. izdanje)

Bailey, Clive, et al. Reforming Pensions in Zambia: An Analysis of Existing Schemes and Options for Reform. Financial Sector Development Dept, 1997.