APA-viite (7. p.)

Bailey, C., Queisser, M., & Woodall, J. A. C. (1997). Reforming pensions in Zambia: An analysis of existing schemes and options for reform. Financial Sector Development Dept.

Chicago-viite (17. p.)

Bailey, Clive, Monika Queisser, ja John Actuarial Consultant Woodall. Reforming Pensions in Zambia: An Analysis of Existing Schemes and Options for Reform. Washington, DC: Financial Sector Development Dept, 1997.

MLA-viite (9. p.)

Bailey, Clive, et al. Reforming Pensions in Zambia: An Analysis of Existing Schemes and Options for Reform. Financial Sector Development Dept, 1997.

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