Παραπομπή σε μορφή APA (7η εκδ.)

Bailey, C., Queisser, M., & Woodall, J. A. C. (1997). Reforming pensions in Zambia: An analysis of existing schemes and options for reform. Financial Sector Development Dept.

Παραπομπή σε μορφή Chicago (17η εκδ.)

Bailey, Clive, Monika Queisser, και John Actuarial Consultant Woodall. Reforming Pensions in Zambia: An Analysis of Existing Schemes and Options for Reform. Washington, DC: Financial Sector Development Dept, 1997.

Παραπομπή σε μορφή MLA (9th εκδ.)

Bailey, Clive, et al. Reforming Pensions in Zambia: An Analysis of Existing Schemes and Options for Reform. Financial Sector Development Dept, 1997.