APA (7 ম সংস্করণ) উদ্ধৃতি

Bailey, C., Queisser, M., & Woodall, J. A. C. (1997). Reforming pensions in Zambia: An analysis of existing schemes and options for reform. Financial Sector Development Dept.

শিকাগো স্টাইল (17 তম সংস্করণ) উদ্ধৃতি

Bailey, Clive, Monika Queisser, এবং John Actuarial Consultant Woodall. Reforming Pensions in Zambia: An Analysis of Existing Schemes and Options for Reform. Washington, DC: Financial Sector Development Dept, 1997.

M.L.A (9 ম সংস্করণ) উদ্ধৃতি

Bailey, Clive, et al. Reforming Pensions in Zambia: An Analysis of Existing Schemes and Options for Reform. Financial Sector Development Dept, 1997.