APA način citiranja (7. izdanje)

Laibson, D., & Tobacman, J. (2000). A debt puzzle. National Bureau of Economic Research.

Čikaški stil citiranja (17. izdanje)

Laibson, David, i Jeremy Tobacman. A Debt Puzzle. Cambridge: National Bureau of Economic Research, 2000.

MLA način citiranja (9. izdanje)

Laibson, David, i Jeremy Tobacman. A Debt Puzzle. National Bureau of Economic Research, 2000.